| Certificates of Deposit |
| Effective Date: Friday, December 26th, 2025 |
| Term | Minimum Balance | Interest Rate | APY* | Military Rate | Military APY** |
| 18-Month Special! |
$500.00 |
3.928% |
4.000% |
4.8890% |
5.000% |
| Save to Win (1 year) |
$25.00 |
3.445% |
3.500% |
4.4100% |
4.500% |
| iSave Youth (1 Year) |
$25.00 |
3.445% |
3.500% |
4.4100% |
4.500% |
| Six Month |
$500.00 |
2.960% |
3.000% |
3.9280% |
4.000% |
| One Year |
$500.00 |
3.445% |
3.500% |
4.4100% |
4.500% |
| Two Year |
$500.00 |
3.203% |
3.250% |
4.1690% |
4.250% |
| Three Year |
$500.00 |
3.203% |
3.250% |
4.1690% |
4.250% |
| Four Year |
$500.00 |
3.203% |
3.250% |
4.1690% |
4.250% |
| Five Year |
$500.00 |
3.203% |
3.250% |
4.1690% |
4.250% |
| *APY = Annual Percentage Yield. APY is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage. |
| **MILITARY APY: Qualified Military Members receive a 1% rate increase on all CDs, excluding iSave. Eligible members include Active Duty, Veterans, and Retirees. To qualify, military members must establish a full direct deposit in their name into their checking account. Any direct deposits less than $1,100 will not be eligible for the rate increase. Offer is subject to qualification and can change without notice. Military Status Verification: Verification of military status is required. Acceptable proof includes Military ID, Retirement ID, or DD214 (Certificate of Release or Discharge from Active Duty). Terms and conditions apply. |
| 18-Month Special: At maturity, the CD will be renewed into a 24-month CD. |
