Helping Take Your Dreams Higher!

At FreeStar Financial, we understand that each person is unique. We want to help fulfill your dreams, whatever they may be. Choose the Lifestyle Loan that best fits your need. You may qualify for a loan up to $25,000.

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money bagLifestyle Loan

Sometimes you just need some cash to get away on a vacation, ease a situation, or help a friend or family member. Because at FreeStar Financial Credit Union, we know that not everything in life goes according to plans, and a lifestyle loan gives you the flexibility to respond.

icon of gift with debit card overlaidHoliday Loan Make all their wishes come true this season. With a quick loan decision, you be on your way to a happy holiday.

two people holding handsFamily First Loan

In your family’s time of need, trust FreeStar Financial Credit Union to extend our care by providing the necessary funds with a Family First Loan. Membership has its benefits, and we're here to provide the assistance you need.

Hand with medical cross above Health & Wellness Loan

Whether you’re fixing your teeth or getting special care for your pet, a Health and Wellness Loan can provide the care for your loved one. When emergencies come up, choose the flexibility and low-interest option to provide the care and comfort for your loved one. Compare to Care plans, and you’ll see that FreeStar Financial has your best interest in mind.

cell phone graphic    Technology Loan

Whether it’s a computer, laptop or smartphone for home, school or work, the Technology Loan makes it possible. 

home with heartHome Improvement Loan Big or small, every home project comes with unexpected expenses. The Home Improvement Loan is just what you need for those extras, perhaps some new furniture for your redesigned living room, fresh carpeting in the bedrooms or new windows. The Home Improvement Loan makes it possible. Make your home a little sweeter.

hands with growing plantsHome Energy Loan

If you’re looking to upgrade some appliances to be more energy efficient or want to add new windows, the Home Energy Loan is your answer. Just sign and the funds will be in your account the same day shortly after approval. Because your home is important to your well-being, let FreeStar Financial make it possible with a Home Energy Loan.

Apply online, call 586-466-7800 opt. 3 or visit one of our branches today!



Personal Loan
Effective Date: Thursday, April 25th, 2024
TypeTermAPR* As Low As
Unsecured up to $15,000 Up to 24 months 10.740%
Unsecured up to $15,000 Up to 60 months 12.740%
Unsecured $15,001 - $25,000 Up to 60 months 12.740%
Unsecured $15,001 - $25,000 61-72 months 13.240%
Minimum loan $1000. Total aggregate of $25,000 unsecured debts per borrower, $50,000 per joint borrower.
**APR=Annual Percentage Rate. Rate is “as low as” 10.74% and may change based on credit history, term, and other determining factors. Payment example: A loan of $15,000.00 at 10.74% APR for 24 months would have a monthly payment of $737.80. “As low as” rate includes discounts for Payment Protection coverage OR active checking with a full payroll direct deposit of $1,100 per month. Loan terms can be extended for Payment Protection. New money only. Rates are subject to change at any time .©2024 FreeStar Financial Credit Union. 
"As low as" rate includes discounts for Payment Protection coverage OR active checking with a full payroll direct deposit of $1,100 per month. Loan terms up to 24 months can be extended for Payment Protection. APR may be higher, based on the term of the loan, and credit score. New money only. Rates are subject to change at any time.
Please call 586-466-7800 opt. 3 for more rates or to qualify.
MILITARY RATE DISCOUNT TERMS: Eligibility for a 1% rate discount on certain loan products, excluding Mortgages, Holiday Loans, Visa Cards, Business Loans, Courtesy Pay loans, and the Military Line of Credit. This offer is available to Active Duty, Veterans, and Retirees. To qualify, military members must establish direct deposits in their name totaling at least $1,100 per month into their checking account. Discount subject to qualification and can change without notice. FreeStar Financial is an Equal Opportunity Lender.
*Military Status Verification: For non-members wishing to avail the military rate, verification of military status is required. Acceptable proof includes: Military ID, Retirement ID, or DD214 (Certificate of Release or Discharge from Active Duty). Terms and conditions apply.

*Credit limits and terms are determined by qualifying factors such as income, credit score, and repayment history of the borrower(s). Maximum loan limit for fixed credit terms are $25,000 and based on eligibility. Revolving credit lines are limited to a maximum of $25,000 per borrower based upon eligibility.