Woman With Laptop

Get Extra Cash For the Holidays & New Year.

Life's unpredictable moments shouldn't stress your finances. That's why we're here for you.

With our Skip-a-Pay program, you have the choice to skip a monthly payment on your qualifying loan(s) in **November, December, or January**. You can avail this up to two times in a calendar year for a simple fee of $35 each time. Whether you're planning for the holidays, preparing for the New Year, or handling unexpected costs, give your finances some flexibility without impacting your credit score.

Start The Process Now

Fill out the form below

- or -

Download the Form Here

Submit this form at least 5 business days before the due date of your loan(s). Please list the loans you wish to skip and the corresponding month.** (Only eligible for two regular skips per year per loan).
Loan Type:
Month to Skip:
Select an Option (If applicable):
Please transfer the $35 fee for each loan from:
 /   / 

*Your payments must be up-to-date at the time of your request for a skip-a-payment. Credit cards, mortgages, holiday loans, business loans and Lines of Credit do not qualify for this offer. Interest will continue to accumulate on your loan during the month you skip your payment, which may cause the maturity date on each loan to be extended. Skipping a payment may reduce the amount of any benefits you would receive from credit disability, life, and/or GAP insurance should a claim be filed. Qualifying loan types include: personal, power sport, RV, auto, boat, and share-secured loans. Approval for this promotion is subject to the discretion of the credit union based on your payment history with FreeStar Financial. We reserve the right to revoke this offer at any time. Should you not qualify, you will be notified by phone or mail immediately.

**You are responsible for canceling the payment for the month that you are skipping. By signing above, you authorize FreeStar Financial Credit Union to extend your final loan payment by an additional month. The $35.00 fee(s) will be automatically added to your loan unless otherwise indicated above. Interest will continue to accrue on your loan during the month you skip your payment. Please keep a copy of this form for your records.

Security Code:


Go to main navigation