April is Youth Savings Month!

During the month of April, you join us in celebrating Youth Savings Month. It's a time to encourage our young members to kickstart their financial journey with fantastic rewards and opportunities. From exciting cash prizes to doubling your deposits, we’re dedicated to helping our youth develop strong financial habits early on.

Discover how to participate, why it matters, and how you can make a difference in your financial future. Let’s empower our youth to start saving and build a strong foundation for their financial wellness.


  • $100 Cash Prizes: Ten lucky savers will win $100* cash prizes.
  • Double Your Deposit: We’ll match the first $25 deposit** into new youth accounts.


Learn More About Youth Savings Month


Good Money Habits Start Early

Good financial habits are formed at a young age, and we’re committed to assisting our younger members in getting that head start they need to be on a great financial journey. Our savings accounts for kids help foster financial education, encouraging positive savings habits. They also learn that FreeStar Financial can be a safe and secure place for their funds, which helps teach them financial responsibility. Your child can start saving with just $10!

We also pay for good grades. We'll deposit $10 into your savings account if you show us your report card with all 'A's', and $5 into your account for report cards that contain an 'A' and a 'B'. It makes getting good grades worth it. 


Manage money and make deposits

Insured by the NCUA

Encourages savings

Work towards financial goals



Youth Savings Program

Children aged 12 and under are eligible to open a joint savings account with their parents. When the child reaches the age of 13, he or she can apply for a personal ATM card and gain access to our online banking and mobile banking app and can add checking to their account, converting their ATM card to a debit card. The FreeStar Financial MasterCard Debit Card is accepted wherever cash and credit cards are accepted. In addition, youth accounts can use non-FreeStar Financial ATMs up to 5 times per month for free.

  Joint Savings Account ATM Card Mobile Banking App Online Banking Debit Card/Checking Account

12 yrs and under


13+ yrs old


How Do I Open A Savings Account For My Child?

You can contact us to schedule an appointment, where one of our helpful team members will help set up the account. It’s a seamless, secure, and quick process to help get your child on the path to financial wellness. 

Call us at: 586-466-7800 opt. 7, or you can visit us at any of our branch locations.

Check out our iSave Certificate of Deposit which earns a higher rate, even accepting deposits throughout the year! Just click the button below to learn more about our iSavings account, the rates, and how you can open your new account.

Kickstart Your Child's Savings

Are you a High School Senior looking for financial help with your school tuition? We’re here to help! Click the button below to learn more about our sponsorship opportunities.

Explore Scholarship Opportunities

Father and Child

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