A fun way for kids to save

FreeStar Financial Credit Union believes that teaching our youth to establish a savings habit will help take their dreams higher. We are pleased to offer the iSave Certificate of Deposit (CD) program designed to help youth members ages 17 and under. 

With just $25 to get started, your child or grandchild can start earning interest at a higher rate than a normal savings account. Plus, for each $10 deposited, the youth will receive an entry into a drawing to win an annual prize. Member must be under the age of 18 at the time of the drawing to win. Drawings occur in January.

Start earning at a higher rate and develop a regular savings pattern today! Call us at 586-466-7800 opt. 7, visit online banking to add this CD, or stop in at a branch.

Join Today!

Certificates of Deposit
Effective Date: Tuesday, March 19th, 2024
TermMinimum BalanceInterest RateAPY*Military RateMilitary APY**
Save to Win (1 year) $25.00 2.960% 3.000% 3.9280% 4.000%
iSave Youth (1 Year) $25.00 2.960% 3.000% 2.9600% 3.000%
Six Month $500.00 2.472% 2.500% 3.4460% 3.500%
One Year $500.00 2.960% 3.000% 3.9280% 4.000%
Two Year $500.00 3.057% 3.100% 4.0250% 4.100%
Three Year $500.00 3.154% 3.200% 4.1210% 4.200%
Four Year $500.00 3.300% 3.350% 4.2660% 4.350%
Five Year $500.00 3.445% 3.500% 4.4100% 4.500%
*APY = Annual Percentage Yield. APY is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage.
**MILITARY APY: Qualified Military Members receive a 1% rate increase on all CDs, excluding iSave. Eligible members include Active Duty, Veterans, and Retirees. Direct deposit must be in the name of the military member. Direct deposit must be a minimum total of $1,100 per month and must also post to your checking account to qualify. Rates subject to change at any time without notice.
Military Status Verification: For non-members wishing to avail the military rate, verification of military status is required. Acceptable proof includes: Military ID, Retirement ID, Paystubs for military pay, or DD214 (Certificate of Release or Discharge from Active Duty). Terms and conditions apply.

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