Benefits of a FreeStar Financial Visa Card
- NO balance transfer fees
- NO annual fee
- Low APR (annual percentage rate)
- Accepted worldwide
- Spending flexibility
- Fraud protection
- Superior member service
- Safer than carrying cash
- Smart to have for emergencies
- Builds credit
Saves You Money
Low interest rates.
Saves You Time
Online application and access.
Remote payment options.
Peace of Mind
Your savings are insured federally by NCUA for balances up to $250,000.
Which credit card is best for you?
Visa Platinum Card
Our Visa Platinum Card has the lowest rate at 9.50% APR* and available credit limits between $5,000 and $15,000. With our Visa Platinum Card you can transfer your higher interest credit card balances without balance transfer fees. To qualify for the Visa Platinum Card you must have a minimum credit score of 660.
Visa Classic Card
Our Visa Classic Card features a low interest rate at 12.90% APR* and available credit limits between $500 and $15,000. With our Visa Classic Card you can transfer your higher interest credit card balances without balance transfer fees.
Our Visa One is best for members just starting out with their credit. This card features an interest rate of 15.90% APR* and a credit limit of $500. No minimum Credit Score required and no co-signers allowed. Must be a member for 12+ months and work an average of 20+ hours per week.
A Share-Secured Visa is best for members who have little to no positive repayment history and a credit score that may be less than average. The intention of this loan is to help re-build credit and establish a positive repayment history so that you may qualify for unsecured funds in the future. Available credit limits between $300 and $15,000 and an interest rate at 12.90% APR*. Must have 110% to hold for the life of credit line, and is placed to a special-share account.