Swipe to Win in October and November!

The more you swipe the more chances you have to win!

One lucky winner will be drawn each month from all of the entries. October's drawing will be for (2) tickets to a Red Wings game and November's drawing will be for (4) tickets to the "A Christmas Story" show at the Fox Theater, downtown Detroit. One entry is earned each time you use your FreeStar Financial Visa Card during the months of October and November. Drawings will take place at the end of each month.

 

Get the card with lower rates and fewer feesfreestar financial visa card image

FreeStar Financial Visa cards are designed to give you more financial freedom and flexibility. No confusing terms. No hidden fees. Three great card options, with benefits, purchasing power and convenience, all backed by exceptional member service.  Which one is right for you?

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Which credit card is best for you?

Our Visa Platinum Card has the lowest rate at 9.50% APR* and available credit limits between $5,000 and $15,000. 

With our Visa Platinum Card you can transfer your higher interest credit card balances without balance transfer fees.

To qualify for the Visa Platinum Card you must have a minimum credit score of 660.

Benefits of having our Visa card

  • No balance transfer fees
  • No annual fee
  • Low APR (annual percentage rate)
  • Accepted worldwide
  • Spending flexibility
  • Fraud protection
  • Superior member service
  • Safer than carrying cash
  • Smart to have for emergencies
  • Builds credit
  • Same rate for purchases and balance transfers

Our Visa Classic Card features a low interest rate 12.90% APR* and available credit limits between $500 and $15,000. 

With our Visa Classic Card you can transfer your higher interest credit card balances without balance transfer fees.

Benefits of having our Visa card

  • No balance transfer fees
  • No annual fee
  • Low APR (annual percentage rate)
  • Accepted worldwide
  • Spending flexibility
  • Fraud protection
  • Superior member service
  • Safer than carrying cash
  • Smart to have for emergencies
  • Builds credit
  • Same rate for purchases and balance transfers

We are pleased to introduce the Visa One Card. With no previous credit history and no co-signer needed, you'll be on your way to freedom with our Visa One Card.

Our Visa One card has a maximum credit limit of $500.00 and competitive rate of 15.90% APR*.

How do I qualify for a Visa One Card?

To qualify you need to show 6 months of employment in your current position and be a member of the credit union for one year or more.

After 12 months of good repay history on the VISA One credit card, the member is eligible to reapply to upgrade to one of our other VISA products at a lower Annual Percentage Rate (APR) interest of 12.90% or 9.50%. 

*APR=Annual Percentage Rate. Payment example: A Visa with an outstanding balance of $500 would have a minimum payment requirement of $25.00.

Benefits of a FreeStar Financial Visa Card

  • No balance transfer fees
  • No annual fee
  • Low APR (annual percentage rate)
  • Accepted worldwide
  • Spending flexibility
  • Fraud protection
  • Superior member service
  • Safer than carrying cash
  • Smart to have for emergencies
  • Builds credit
  • Same rate for purchases and balance transfers