If you are using a screen reader or other auxiliary aid and are having problems using this website, please call us at 586-466-7800 opt. 7 for assistance. All products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further.
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Personal Loans

Make all your dreams come true with our low-rate personal loan. With a one-hour loan approval, you’ll be on your way quickly!

Personal Loans with FreeStar Financial CU.

Debt Consolidation

Do you have medical bills, high-interest installment loans or credit cards?

Choose the FreeStar Financial Debt Buster Loan to consolidate your debts and lower your monthly payments. Choose a fixed-rate debt consolidation loan to pay off your bills faster and potentially save you thousands! With interest rates as low as 9.74% APR* and terms up to 60 months, you may qualify for a loan up to $25,000.

Personal Loan

Need fast cash for a vacation, home repairs or any other needs?

Choose our signature loan! FAST and EASY -- No collateral required.  Get your approval within an hour! With rates as low as 9.74% APR* and terms up to 60 months, you may qualify for a loan up to $25,000.

Revolving Line of Credit

When you need cash on the go for any reason, our Revolving Line of Credit may be the best choice for you. You can borrow and repay the loan with low fixed monthly payments. Access your line of credit whenever you need it!

Your line of credit can be used as overdraft protection, attached to your checking account and debit card at FreeStar Financial. With interest rates as low as 9.74%* and revolving credit lines up to $15,000, you'll always have a safety net for unexpected expenses.

*Credit limits and terms are determined by qualifying factors such as income, credit score, and repayment history of the borrower(s). Maximum loan limit for fixed credit terms are $25,000 and based on eligibility. Revolving credit lines are limited to a maximum of $25,000 per borrower based upon eligibility.


Signature Loan
Effective Date: May 01, 2018
$300-$15,000 (60 months) 8.74%
$15,001-$25,000 (60 months) 9.74%
*APR=Annual Percentage Rate. Rate is “as low as” and may change based on credit history, term and other determining factors. New money only. CURRENT FREESTAR FINANCIAL LOANS ARE NOT ELIGIBLE. Payment example: A fully protected loan of $15,000.00 at 8.49% for 67 months would have a monthly payment of $311.14. Members must take credit life and disability or have a checking account with direct deposit to qualify for promotional rate. Promotional rate is subject to change at any time without notice. Equal opportunity lender.
Please call 586-466-7800 opt. 3 for more rates or to qualify.

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