Heroes' Reward Program

We believe that actions speak louder than words when it comes to showing our appreciation for the sacrifices made by our military community. That's why we've created the Heroes' Rewards Program, which is exclusively designed to cater to the financial needs of our military and veteran members. With special interest rates and exclusive loan discounts, we stay committed to enriching the financial lives of those who serve and have served.

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How Do I Get Verified?

If you are not a member of FreeStar Financial yet, joining is easy! Just click the button below to become a member. You can also schedule an appointment to visit one of our branches.

If you're already a FreeStar Financial member and need to get verified, please visit one of our locations in person. 

Become a Member Find a Branch

Need assistance? Call 586-466-7800 opt. 7. Rates subject to change.

Here's The Basics

 

Eligibility

  • Who Can Join: This program is exclusive to active duty, reserve, national guard, veterans, or retired military members within the State of Michigan.
  • Verification of Service: Present a Military ID, Retirement ID, DD214 document, or pay stubs for military pay.
  • Account Ownership: Be the primary account holder with good standing.
  • Direct Deposit: Full Direct Deposit into the checking account totaling a minimum of $1,100 per month.

Perks

  • Enhanced Interest Rates: 1% rate increase on all CDs.
  • Exclusive Loan Discount: 1% discount on loan rates.
  • Heroes’ Reward Visa Cards: Special rates on purchases and balance transfers.

The Heroes' Reward Program discounts may not be eligible to be used in combination with seasonal FreeStar Financial Credit Union promotional rate offers. 

Heroes' Reward CD Rates

Lock in higher returns for your future with CD rates that go above and beyond for those who’ve done the same for our country. When you have money you can set aside for a period of time, consider your CD with FreeStar Financial.

Our CD Options let you earn a robust, fixed interest rate for the duration of your chosen term. 

Unlock Heroic Savings

Heroes' Lending Advantage

To show our appreciation to our Heroes through our rewards program, we're offering a 1% discount on many of our loans. This is our way of giving back to those who risk their lives to protect our nation. As a Hero, you're entitled to this discount on the following consumer loans:

  • Auto Loan
  • Boat, RV’s, Motorcycle, ATV’s
  • Home Equity Line of Credit
  • Personal Loan
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Heroes' Reward Visa Cards

Introducing the Heroes’ Reward Visa Cards, specially crafted for our military community. Choose between Platinum and Classic options with an easy application process, and limits up to $15,000. 

  • Heroes' Visa Platinum Card: Enjoy an introductory rate of 3.99% APR for 90 days on purchases and balance transfers; thereafter, a competitive rate of 8.50% APR.*
  • Heroes' Visa Classic Card: Benefit from an introductory rate of 3.99% APR for 90 days on purchases and balance transfers; subsequently, a low rate of 11.90% APR.*

*APR = Annual Percentage Rate. Rates are subject to change. Terms and conditions apply. Qualification based on creditworthiness and military affiliation.

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Veteran Resources

Effective May 1, 2014 veterans that have an honorable discharge (with the VA form DD214) can apply at the Secretary of State to have the “Veteran” designation added to their state ID or driver license.  Having this designation on their ID allows veterans to receive discounts available to them with ease as well as get them in contact with services that are only available to veterans. Please visit the Secretary of State’s website for more information.

Make a decision to start saving today by checking out the link below for Military Saves Week, the last week in February. Don't wait to start saving for your future. It begins with a small step today!

America Saves

Senate bill 352 recently passed says: (1) Real property used and owned as a homestead by a disabled veteran who was discharged from the armed forces of the United States under honorable conditions or by an individual described in subsection (2) is exempt from the collection of taxes under this act.

See if you qualify

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