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| Locations & ATMs | Contact Us | Routing Number: 272484917| 586-466-7800 |

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Home Equity Line of Credit

If you are facing a financial hardship related to sickness in your family or workplace closures due to COVID-19, we are here to help.

Click here to submit a Real Estate Payment Deferment form.  For additional assistance, contact us at 586-466-7800 option 2.

Get cash from your home when you need it!

Adele

"Adele was awesome in helping us with our HELOC process. Every part went flawlessly if she was involved. She was kind, courteous and very helpful. Great experience with her."

~Laura P. from Macomb, MI

Whatever you need to get done ... you can do it with FreeStar Financial Credit Union's low-interest Home Equity Line of Credit (HELOC).

  • Debt consolidation
  • Home improvements
  • College tuition
  • Wedding expenses
  • Vacation
  • Rainy day fund

Benefits of a FreeStar Financial HELOC include:

  • Borrow up to 80% of your home's value
  • No annual fee
  • No minimum draw required

The HELOC rate is guaranteed for 5 years and adjusts every 5 years after that.

There is a 10 year draw period and monthly payments are calculated based on a 15 year repayment. You only pay on what you borrow. A HELOC is a great safety to carry you through life.

Please contact us at 586-466-7800 opt. 2 or click below to have us contact you at a convenient time.  

Yes, please contact me               Apply Now

Home Improvements with a HELOC

Lesa L. was able to remodel her kitchen with her Home Equity Line of Credit from FreeStar Financial.

Home Equity Line of Credit
Effective Date: January 1, 2021
TypeAPR*
Adjusts every 5 years 4.250%
*A loan of $25,000 at 4.25 for 180 months would have a monthly payment of $188.07. Promotional rate is subject to change at any time without notice. Equal opportunity lender. NMLS #411386

 

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Featured Rates

New & Used Auto Loans
3.49% APR*

Personal Loans
8.99% APR*

30-Year Fixed Home Loan
4.25% APR*

*Annual Percentage Rate. Rates are as low as.

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To positively impact the lives of our members, team members, and community through meaningful connections and progressive financial solutions.

Site Map | Routing Number: 272484917|
Privacy & Disclosures | NMLS# 411386 |
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Equal Housing Lender National Credit Union Administration

This Credit Union is insured by the National Credit Union Administration.
We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call us at 586-466-7800 opt. 7 for assistance. All products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further.

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