Living Room

Get Cash From Your Home When You Need It!

Whatever you need to get done ... you can do it with FreeStar Financial Credit Union's low-interest Home Equity Line of Credit (HELOC).

  • Debt consolidation
  • Home improvements
  • College tuition
  • Wedding expenses
  • Vacation
  • Rainy day fund



makes money saves time convenience peace of mind
Makes You Money
Competitive rates and the opportunity for tax-deductions.
Saves You Time
Easy, online application.
Offers Convenience
Hassle-free, open-ended line of credit.
Peace of Mind
Your savings are insured federally by NCUA for balances up to $250,000.



Benefits Of A FreeStar Financial HELOC Include:

  • Borrow up to 90%* of your home's value
  • No annual fee
  • No minimum draw required

The HELOC rate is guaranteed for 5 years and adjusts every 5 years after that. There is a 10 year draw period and monthly payments are calculated based on a 15 year repayment. You only pay on what you borrow. A HELOC is a great safety to carry you through life.

Please contact us at 586-466-7800 opt. 2 or click below to have us contact you at a convenient time. 

Yes, please contact me               Apply Now

*ONLY applies on 2nd lien HELOCs when FreeStar Financial is in 1st lien position. Otherwise, 80% is the maximum.

Mom Daughter At Home




Home Equity Line of Credit
Effective Date: September 1, 2021
Adjusts every 5 years 3.250%
*A loan of $25,000 at 3.75 for 180 months would have a monthly payment of $182.00. Promotional rate is subject to change at any time without notice. Equal opportunity lender. NMLS #411386