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Fresh Start Loan

If you've had a bankrupty or previous delinquencies, this FRESH START LOAN can help you reestablish your credit!

Who qualifies?

  • Members with bankruptcy within the past 12 months
  • Members with previous delinquencies
  • Members with limited credit

Product details:

  • Rebuild your credit and save money
  • Borrow $1,000 (will be held in an account for 12 months)
  • Fixed interest rate of 15%* APR
  • Make regular monthly payments, with interest
  • At loan maturity, receive funds
  • After one year, member may apply for an unsecured loan (up to $2,000)

*APR=Annual Percentage Rate. Rate is “as low as” and may change based on credit history, term and other determining factors. Payment example: A fully protected loan of $1,000.00 at 15.00% for 12 months would have a payment of $93.79. Members are eligible to take credit life and credit disability. Equal Opportunity Lender.


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