SAVINGS AND CHECKING ACCOUNT FEES  
Account Re-opening (within 12 months of closure) $15.00
Account Research $25.00/hour
Boomerang Rewards Checking FREE
Check Copy $4.00 each
Check Orders Varies
Checking, Fresh Start $15.00/month
Checking, Business Varies
Closed Account (within 12 months of opening) $10.00
Courtesy Pay $30.00
Foreign Check Processing $30.00
IRA Closed Share Account (within 12 months of opening) $30.00
Non Sufficient Funds (NSF) $30.00
Overdraft Transfer $2.00
Return Deposit Item $30.00
Stop Payment Order $30.00
Temporary Checks $2.00/page
   
ELECTRONIC SERVICE FEES  
Online Bill Payment FREE
  Account to Account Transfers - Incoming FREE
  Account to Account Transfers -Outgoing $2.00
  Bill Pay FREE
  Bill Pay Next Day Overnighted Checks $14.95
  Bill Pay Same Day Payment $9.95
  Bill Pay Stop Payment Fee Varies
  Credit Union Assisted ACH or Credit Card Payment $15.00
  eStatement FREE
  Returned ACH Payment $30.00
Online ACH Payment FREE
Online Check Image FREE
Online Credit Card or Debit Card Payment $10.00
PopMoney Transfers Up to $2.00
   
ATM/DEBIT CARD FEES  
ATM/Debit Card Replacement $7.00
Express Delivery of ATM/Debit Card $45.00
Foreign ATM Withdrawals/Transfers/Inquiries $2.00 each
Inquiries over 3 per month at FreeStar Financial CU $1.00 each
   
VISA CREDIT CARD FEES  
Annual Fee NO CHARGE
Card Replacement $7.00
Late Charge $25.00
Over Limit NO CHARGE
Pay By Phone through VISA Customer Service $10.00
PIN Replacement $5.00
Return Payment $30.00
Rush Fee $40.00
Statement Copy Fee $2.00
Sales Draft Copy $5.00
   
CONSUMER LOAN FEES  
Filing and Recording Fees At cost
Lien Verification $20.00
Refinance FreeStar Financial CU Loan Fee $100.00
Skip a Payment Fee $35.00
Title Processing Fees At cost
   
MORTGAGE/HOME EQUITY LOAN FEES  
Appraisal At Cost
Appraisal - VA $525 or cost, whichever is greater
Closing Fee $400.00
Escrow Waiver FREE
Individual Credit Report At Cost
Joint Credit Report At Cost
Mortgage Cost Total (estimated) Varies
Mortgage Discharge Recording $30.00
Mortgage Modification (once per mortgage) $500.00
Mortgage Origination Fee $975.00
Subordination Fee $150.00
Tax Service $75.00
VA Application Fee $575 or cost, whichever is greater
VA Origination Fee 1%
   
OTHER SERVICE FEES  
Account History (per page) $1.00
Bad Address Fee (per item, per month) $5.00
Corporate Draft (payable to 3rd party, except loans) $3.00
Dormant Account (No Activity, 1 year) $5.00/month
Duplicate Statement Copy $2.00
Escheat Fee $100.00
Fax (per page) $2.00
Garnishment/Levy Processing Fee $50.00
Identity Theft Protection Varies
Legal Processing Fee $50.00
Mailing Charges Cost
Money Orders $3.00
Notary Public Service FREE
Paper Statement (for accounts opened after 01/01/2015) $2.00
Verification of Deposit $5.00
Wire Transfer Fee - Domestic $20.00
              Foreign $50.00
              Incoming $5.00
   
NON-MEMBER SERVICE FEES  
ATM Withdrawal $3.00
Check Cashing (FreeStar Financial CU checks only of $99.99 or less) $5.00
Check Cashing (FreeStar Financial CU checks only for $100 or more) $10.00
Collection Item Fee $50.00
Notary Public Service $10.00
ALL FEES ARE SUBJECT TO CHANGE.  FEE SCHEDULE EFFECTIVE April 07, 2021
 

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