SAVINGS AND CHECKING ACCOUNT FEES | ||
Account Re-opening (within 12 months of closure) | $15.00 | |
Account Research | $25.00/hour | |
Boomerang Rewards Checking | FREE | |
Check Copy | $4.00 each | |
Check Orders | Varies | |
Checking, Fresh Start | $15.00/month | |
Checking, Business | Varies | |
Closed Account (within 12 months of opening) | $10.00 | |
Courtesy Pay | $30.00 | |
Foreign Check Processing | $30.00 | |
IRA Closed Share Account (within 12 months of opening) | $30.00 | |
Non Sufficient Funds (NSF) | $30.00 | |
Overdraft Transfer | $2.00 | |
Return Deposit Item | $30.00 | |
Stop Payment Order | $30.00 | |
Temporary Checks | $2.00/page | |
ELECTRONIC SERVICE FEES | ||
Online Bill Payment | FREE | |
Account to Account Transfers - Incoming | FREE | |
Account to Account Transfers -Outgoing | $2.00 | |
Bill Pay | FREE | |
Bill Pay Next Day Overnighted Checks | $14.95 | |
Bill Pay Same Day Payment | $9.95 | |
Bill Pay Stop Payment Fee | Varies | |
Credit Union Assisted ACH or Credit Card Payment | $15.00 | |
eStatement | FREE | |
Returned ACH Payment | $30.00 | |
Online ACH Payment | FREE | |
Online Check Image | FREE | |
Online Credit Card or Debit Card Payment | $10.00 | |
PopMoney Stop Payment Fee | $20.00 | |
PopMoney Transfers | Up to $2.00 | |
ATM/DEBIT CARD FEES | ||
ATM/Debit Card Replacement | $7.00 | |
Express Delivery of ATM/Debit Card | $45.00 | |
Foreign ATM Withdrawals/Transfers/Inquiries | $2.00 each | |
Inquiries over 3 per month at FreeStar Financial CU | $1.00 each | |
VISA CREDIT CARD FEES | ||
Annual Fee | NO CHARGE | |
Card Replacement | $7.00 | |
Late Charge | $25.00 | |
Over Limit | $30.00 | |
Pay By Phone through VISA Customer Service | $10.00 | |
PIN Replacement | $5.00 | |
Return Payment | $30.00 | |
Rush Fee | $40.00 | |
Statement Copy Fee | $2.00 | |
Sales Draft Copy | $5.00 | |
CONSUMER LOAN FEES | ||
Filing and Recording Fees | At cost | |
Late Fee | 20% of Interest Due or $25 (whichever is greater) | |
Lien Verification | $20.00 | |
Overnight Fee | $25.00 | |
Refinance FreeStar Financial CU Loan Fee | $100.00 | |
Skip a Payment Fee | $35.00 | |
Title Processing Fees | At cost | |
MORTGAGE/HOME EQUITY LOAN FEES | ||
Appraisal | At Cost | |
Appraisal - VA | $525 or cost, whichever is greater | |
Closing Fee | $400.00 | |
Escrow Waiver | FREE | |
Individual Credit Report | At Cost | |
Joint Credit Report | At Cost | |
Mortgage Cost Total (estimated) | Varies | |
Mortgage Discharge Recording | $30.00 | |
Mortgage Modification (once per mortgage) | $500.00 | |
Mortgage Origination Fee | $975.00 | |
Payoff Quote Fee for Mortgage/HELOC (requested by a 3rd Party) | $10.00 | |
Subordination Fee | $150.00 | |
Tax Service | $75.00 | |
VA Application Fee | $575 or cost, whichever is greater | |
VA Origination Fee | 1% | |
OTHER SERVICE FEES | ||
Account History (per page) | $1.00 | |
Bad Address Fee (per item, per month) | $5.00 | |
Corporate Draft (payable to 3rd party, except loans) | $3.00 | |
Dormant Account (No Activity, 1 year) | $5.00/month | |
Duplicate Statement Copy | $2.00 | |
Escheat Fee | $100.00 | |
Garnishment/Levy Processing Fee | $75.00 | |
Identity Theft Protection | Varies | |
Legal Processing Fee | $75.00 | |
Mailing Charges | Cost | |
Money Orders | $3.00 | |
Notary Public Service | FREE | |
Paper Statement (for accounts opened after 01/01/2015) | $2.00 | |
Verification of Deposit | $5.00 | |
Wire Transfer Fee - Domestic | $20.00 | |
Foreign | $50.00 | |
Incoming | $5.00 | |
NON-MEMBER SERVICE FEES | ||
ATM Withdrawal | $3.00 | |
Check Cashing (FreeStar Financial CU checks only of $99.99 or less) | $5.00 | |
Check Cashing (FreeStar Financial CU checks only for $100 or more) | $10.00 | |
Collection Item Fee | $50.00 | |
Notary Public Service | $10.00 | |
ALL FEES ARE SUBJECT TO CHANGE. FEE SCHEDULE EFFECTIVE February 1, 2023 | ||
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