You're Just A Signature Away!
A personal loan is a great way to meet all your needs, with cash dispersed usually the same day. It's fast, easy, and Just sign and go.
- Great for a vacation, home repairs or debt consolidation
- Get your approval within an hour!
- You may qualify for a loan up to $25,000.
Introducing the Debt Consolidation Loan!
Discover the simplicity of FreeStar Financial’s debt consolidation loan. Imagine consolidating multiple high-interest debts into one easy, manageable payment. With our fixed-rate loan, you’ll enjoy a consistent monthly payment, offering stability and peace of mind in your financial journey. It’s not just about easing your debt—it’s about empowering your future with clear, straightforward solutions. Ready for a financial reset? Apply Online, call us, or visit a branch. Take the first step towards a more streamlined financial life today.
Apply online, call 586-466-7800 opt. 3 or visit one of our branches today!
| Personal Loan | ||
| Effective Date: Monday, July 14th, 2025 | ||
| Type | Term | APR* As Low As |
| Unsecured up to $15,000 | Up to 24 months | 10.490% |
| Unsecured up to $15,000 | Up to 60 months | 10.990% |
| Unsecured $15,001 - $25,000 | Up to 60 months | 11.490% |
| Unsecured $15,001 - $25,000 | 61-72 months | 11.990% |
| Minimum loan $1000. Total aggregate of $25,000 unsecured debts per borrower, $50,000 per joint borrower. | ||
| **APR=Annual Percentage Rate. Rate is “as low as” 10.49% and may change based on credit history, term, and other determining factors. The “as low as” rate of 10.49% APR includes discounts for Payment Protection coverage OR active checking with a full payroll direct deposit. Payment example: A loan of $15,000.00 at 10.49% APR for 24 months would have a monthly payment of $737.80. Loan terms can be extended for Payment Protection. New money only. Rates are subject to change at any time .©2024 FreeStar Financial Credit Union. "As low as" rate includes discounts for Payment Protection coverage OR active checking with a full payroll direct deposit of $1,100 per month. Loan terms up to 24 months can be extended for Payment Protection. APR may be higher, based on the term of the loan, and credit score. New money only. Rates are subject to change at any time. | ||
| Please call 586-466-7800 opt. 3 for more rates or to qualify. | ||
| MILITARY RATE DISCOUNT TERMS: Eligibility for a 1% rate discount on certain loan products, excluding Mortgages, Holiday Loans, Business Loans, Courtesy Pay loans, Loyalty Lines of Credit, Military Line of Credit, and promotional loan rate offers. This offer is available to Active Duty, Veterans, and Retirees. To qualify, military members must establish a full direct deposit in their name totaling at least $1,100 per month into their checking account. Discount subject to qualification and can change without notice. Military Status Verification: Verification of military status is required. Acceptable proof includes Military ID, Retirement ID, or DD214 (Certificate of Release or Discharge from Active Duty). Terms and conditions apply. | ||
*Credit limits and terms are determined by qualifying factors such as income, credit score, and repayment history of the borrower(s). Maximum loan limit for fixed credit terms are $25,000 and based on eligibility. Revolving credit lines are limited to a maximum of $25,000 per borrower based upon eligibility.