*APR = Annual Percentage Rate. Subject to credit approval with a minimum credit score of 680. All mortgages require an appraisal, title insurance and property insurance. Offer available to first-time homebuyers only. Mortgage loan applies to single-family primary residence; condominiums do not qualify. Rate APR is based on base rate (currently 5.50%) plus 0.25%, resulting in a current mortgage rate of 5.75%. Rate is subject to change at any time without notice and is accurate as of 4/15/2026. First-time homebuying education courses are required to be completed as part of the application process.