Transfer Balances Now, Make Needed Purchases, and Pay Less Later
Great 3.99% intro Visa rate, no balance transfer fees, and pay over 12 months!
Take your new year higher with a great rate, savings on fees and the ability to buy now and pay later!*
You read it right: NO balance transfer fees and a great 3.99% intro rate on the balance transfer AND purchases made in the first 90 days. In addition, payments for both are spread over the next 12 monthly billing cycles, making your payments lower and keeping more money in your pocket!
All credit cards are subject to credit union underwriting guidelines.
Complete the form below to get started.
*APR = Annual Percentage Rate. Standard rates and credit limits are subject to credit history and other determining factors. 3.99% APR available for new FreeStar Financial Visa card holders for 12 billing cycles on new purchases and balance transfers made within 90 days of account opening. Standard rates and credit limits are subject to credit history and other determining factors. 3.99% financing subject to terms of this promotional offer, which is valid for 90 days from new account issuance only, and 3.99% corresponds to a monthly periodic rate of 0.3325%, which will apply to balance transfers and purchases. After 90 days, the APR of 12.90% corresponds to a monthly periodic rate of 1.075% for classic cards, and the APR of 9.50% corresponds to a monthly periodic rate of 0.7917% for platinum cards on all new purchases or balance transfers. Equal Opportunity Lender ©2026 FreeStar Financial Credit Union.
