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Savings/CD Rates

Savings Accounts
Effective Date: May 1, 2017
Minimum BalanceDividend RateAPY*Dividend Paid
Regular Share Savings $10.00 0.20% 0.20% Qtrly
Special Savings $10.00 0.20% 0.20% Qtrly
Checking Accounts N/A 0.00% 0.00% N/A
Individual Retirement Account (IRA) $250.00 0.50% 0.50% Qtrly
IRA Rollover N/A 0.50% 0.50% Qtrly
Christmas Club N/A 0.20% 0.20% Mo
Vacation Club $10.00 0.20% 0.20% Qtrly
*APY = Annual Percentage Yield. Annual Percentage Yield is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage.

Money Management Accounts
Effective Date: May 1, 2017
Minimum BalanceDividend RateAPY*Dividend Paid
$0.01 to $2,499.99 $0.01 0.10% 0.10% Mo
$2,500 to $4,999.99 $2,500.00 0.20% 0.20% Mo
$5,000 to $24,999.99 $5,000.00 0.25% 0.25% Mo
$25,000 to $149,999.99 $25,000.00 0.30% 0.30% Mo
$150,000 and up $150,000.00 0.35% 0.35% Mo
*APY = Annual Percentage Yield. Annual Percentage Yield is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage.

Certificates of Deposit
Effective Date: May 1, 2017
TermMinimum BalanceInterest RateAPY*Interest Paid
Save to Win $25.00 0.40% 0.40% Mo
Youth 1 Year $100.00 0.40% 0.40% Mo
Six Month $500.00 0.40% 0.40% Mo
One Year $500.00 0.75% 0.75% Mo
Two Year $500.00 1.24% 1.25% Mo
Three Year $500.00 1.49% 1.50% Mo
Four Year $500.00 1.64% 1.65% Mo
Five Year $500.00 2.03% 2.05% N/A
*APY = Annual Percentage Yield. Annual Percentage Yield is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage.

 

*APY = Annual Percentage Yield. Penalty for early withdrawal for Certificates of Deposit.

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