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Personal Loans

Make all your dreams come true with our low-rate personal loan. Want to take a vacation, consolidate debt, start a home remodeling project or new furniture for your home? FreeStar Financial offers personal/signature loans to help establish and build credit.
 

Debt Consolidation
  • This type of loan is unsecured or secured by the member’s signature only.
  • Borrow between $300-$15,000
  • Term: 12 Months to 60 months
Personal Loan
  • This type of loan is unsecured or secured by the member’s signature only.
  • Borrow between $300-$15,000
  • Term: 12 months to 60 months
Personal Line of Credit
  • A line of credit loan is defined as a revolving personal loan with an established credit limit that allows the borrower to transfer or withdraw funds at any time.
  • Borrow between $300-$15,000 per member
  • No collateral needed

*APR=Annual Percentage Rate. Rate is “as low as” and may change based on credit history, term and other determining factors. New money only. Current FreeStar Financial Credit Union loans are not eligible. Payment example: A fully protected loan of $5,000.00 at 9.74% for 60 months would have a monthly payment of $106.01. Members must take credit life and disability or have a checking account with direct deposit to qualify for promotional rate. Promotional rate is subject to change at any time without notice. Equal opportunity lender.

We offer low rates and flexible terms based upon the credit history of the borrower. The maximum unsecured loan limit is $15,000.00 per member when they are the primary borrower. Members that are co-maker for or cosigners will have an unsecured combined limit of $30,000. This includes Overdraft, Line of Credit (LOC), and VISA loans. The minimum loan is $300. The maximum rate for a personal loan is 16.74% APR.

 

Signature Loan
Effective Date: May 1, 2017
TermAPR*
Minimum loan $300. Total aggregate of $15,000 unsecured
Up to 60 months 9.74%
*APR=Annual Percentage Rate. Rate is “as low as” and may change based on credit history, term and other determining factors. New money only. CURRENT FREESTAR FINANCIAL LOANS ARE NOT ELIGIBLE. Payment example: A fully protected loan of $5,000.00 at 9.74% for 60 months would have a monthly payment of $106.01. Members must take credit life and disability or have a checking account with direct deposit to qualify for promotional rate. Promotional rate is subject to change at any time without notice. Equal opportunity lender.
Please call 586-466-7800 opt. 3 for more rates or to qualify.

 

 Personal Loans with FreeStar Financial CU.

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