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Auto Loans:  Compare and Save!

Buying a new car?

  • Get pre-approved with us to guarantee your best rate before you shop.

Already have a car loan with another bank or credit union?

  • We guarantee that we can lower your monthly payments or we'll give you $50!
*Must qualify for a new loan.  Current FreeStar Financial loans excluded.  Restrictions may apply.  Call for details.


Visit us before you go shopping for a 'new' auto to be sure you get the rate you deserve. Read this helpful article from NerdWallet to learn why.

Apply online or call 586-466-7800 opt. 3 to get started.

Ready to finalize your loan application? View our checklist 

All information can be faxed to Centralized Lending at 586-258-0670.

Check out this great Fuel Economy website before you buy.

New or Used Vehicles
Effective Date: May 1, 2017
Auto Loan (2015-2017) Up to 36 months 1.99%
Auto Loan (2015-2017) Up to 48 months 2.14%
Auto Loan (2015-2017) Up to 60 months 2.24%
Auto Loan (2015-2017) Over $15,000 Up to 72 months 2.74%
Auto Loan (2015-2017) Over $25,000 Up to 84 months 2.99%
Used Auto (2012-2014) Up to 60 months 2.49%
Used Auto (2012-2014) Over $15,000 Up to 72 month 2.99%
Used Auto (2012-2014) Over $25,000 Up to 84 months 3.24%
Used Auto Loan - 2008-2011 Up to 60 months 2.74%
Used Auto Loan - 2008-2011 (over $15,000) Up to 72 months 3.24%
Used Auto Loan - 2008-2011 (over $25,000) Up to 84 months 3.74%
Used Auto Loan (2007 and older) Up to 60 months 3.74%
Used Auto (2007 and older) Over $15,000 Up to 72 months 4.24%
Used Auto (2007 and older) Over $25,000 Up to 84 months 4.74%
*APR=Annual Percentage Rate. Rate is “as low as” and may change based on credit history, term and other determining factors. NEW MONEY ONLY, CURRENT FREESTAR FINANCIAL LOANS ARE NOT ELIGIBLE. Payment example: A fully protected loan (with credit life and credit disability) of $15,000.00 at 1.99% for 36 months would have a payment of $458.86. Without CL/CD, payment would be $428.24. Members must take credit life and credit disability or have a checking account with direct deposit to qualify for promotional rate, which is subject to change at any time without notice. Equal Opportunity Lender.

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