Getting into your first home is possible

You can own your first home with 3% down. Let's work together to find the right mortgage to fit your needs.


3 easy steps to buying your home

  1. Get your finances in order and check your credit score to assure you're in a good position to buy.
  2. Visit FreeStar Financial to get your prequalification letter. Being ready to make an offer when you find that dream home is critical. A prequalification letter will let the real estate agent, or seller know you're a qualified buyer.
  3. Contact a local real estate agent who will help you navigate the market and find you a home quickly.

Contact our Real Estate Lending department to get started at 586-466-7800 opt. 2, or visit your favorite branch to sit down with a Real Estate Lending specialist.


Complimentary Mortgage Analysis

As a member-owned cooperative, FreeStar Financial can offer excellent rates. A complimentary analysis takes just minutes and could help you learn how you can substantially reduce your monthly loan payments by refinancing your current mortgage with FreeStar Financial. Call today to get started on saving each month.


Fixed Rate

  • Terms vary with 10, 15, 20 and 30 year fixed terms.
  • Plan your budget with predictable, fixed monthly payments
  • The property is used to secure the loan, and a lien is placed on the property.


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