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First-Time Auto Buyer's Loan

Buying your first car without a co-signer is possible at FreeStar Financial Credit Union. Requirements:

  • No credit score required
  • Must show 6 months in current position of employment
  • Borrower must be an existing member with the credit union for at least 12 months
  • Debt to income ratio should be below 45% (come see us and we'll help figure this out with you!)
  • Repay for 60 months!

If you meet the above qualifications, you can apply for a vehicle loan up to $15,000 (including taxes, license, and fees) for as low as 7.24% APR.*

The vehicle must be a 2007 model or newer to qualify.

We want to get you into your first car, so call us at 586-466-7800 opt. 3, visit one of our four branches, or apply online.

*APR=Annual Percentage Rate. Rate is “as low as” and may change based on credit history, term and other determining factors. NEW MONEY ONLY, CURRENT FREESTAR FINANCIAL LOANS ARE NOT ELIGIBLE. Payment example: A fully protected loan with credit life/credit disability of $15,000.00 at 7.24% for 67 months would have a payment of $299.79. Without the CL/CD, the rate is 7.24% for 60 months with a payment of $300.76. Members must take credit life and credit disability OR have a checking account with direct deposit to qualify for promotional rate, which is subject to change at any time without notice. Equal Opportunity Lender.

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