Earn more with your money
Certificates of Deposit
A CD allows you to earn a guaranteed, high, fixed interest rate for the length of time you select. FreeStar Financial Credit Union offers a wide variety of terms and ongoing specials.
| Certificate of Deposit - Specials | |||
| Effective Date: May 15, 2023 | |||
| Term | Minimum Balance | Interest Rate | APY* |
| 9-Month | $500.00 | 3.440% | 3.500% |
| 13-Month Special | $500.00 | 4.073% | 4.150% |
| 18-Month Special | $500.00 | 4.170% | 4.250% |
| 3 Year Bump** | $1,000.00 | 3.445% | 3.500% |
| 3 Year Bump** | $100,000.00 | 3.687% | 3.750% |
| *APY = Annual Percentage Yield. APY is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage. | |||
| **New Money Only – Funds must come from cash or another financial institution. No existing FreeStar Financial deposits can be used to take advantage of this promotion. No limitations on the number of CDs opened per household or age of member. Member must visit a branch location or call to take advantage of these specials. Penalties for early withdrawal may apply. Members are able to increase their interest rate (bump) anytime during the term of their certificate to earn a higher rate of return on their funds that they have invested. Bump rates are based on the term of the Bump CD. For example: 3-Year Bump CD opened 09/01/2022 with an APY of 2.50%. On 11/01/2022, the Credit Union increases the APY on the regular 3-Year CD to an APY of 3.00%. On 11/07/2022 the member contacts the CU to “BUMP” their rate on their 3-Year Bump CD. Offer subject to change at any time without notice. | |||