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If you're paying more than 2.99% APR on your auto loan, now is a great time to refinance at FreeStar Financial Credit Union. If we can't lower your payment, we'll buy you dinner.

At FreeStar Financial Credit Union, we'll review your credit report with you and determine what you can afford and give you the best rate available for your credit score before you go shopping. Knowing your credit score and what you can afford will guarantee you get the best deal from the dealer or return to the credit union for your financing!

To get started, apply online, call 586-466-7800 opt. 3 or visit a branch office near you.

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New or Used Vehicles
Effective Date: April 01, 2018
Minimum BalanceTermAPR*
Auto Loan (2016-2018) Up to 36 months 2.74%
Auto Loan (2016-2018) Up to 60 months 2.99%
Auto Loan (2016-2018) Over $15,000 Up to 72 months 3.24%
Auto Loan (2016-2018) Over $25,000 Up to 84 months 3.49%
Used Auto (2013-2015) Up to 60 months 3.24%
Used Auto (2013-2015) Over $15,000 Up to 72 month 3.49%
Used Auto (2013-2015) Over $25,000 Up to 84 months 3.74%
Used Auto Loan - 2009-2012 Up to 60 months 3.49%
Used Auto Loan - 2009-2012 (over $15,000) Up to 72 months 3.74%
Used Auto Loan - 2008-2011 (over $25,000) Up to 84 months 4.49%
Used Auto Loan (2008 and older) Up to 60 months 4.74%
Used Auto (2008 and older) Over $15,000 Up to 72 months 4.99%
*APR=Annual Percentage Rate. Rate is “as low as” and may change based on credit history, term and other determining factors. NEW MONEY ONLY, CURRENT FREESTAR FINANCIAL LOANS ARE NOT ELIGIBLE. Payment example: A fully protected loan (with credit life and credit disability) of $15,000.00 at 2.74% (assumes discounts) for 43 months would have a payment of $393.47, or for 36 months protected would be $462.82. Members must take credit life and credit disability or have an active FreeStar Financial checking account with direct deposit to qualify for promotional rate, which is subject to change at any time without notice. Equal Opportunity Lender.


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