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FreeStar Financial Credit Union Go to main content
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Certificate of Deposit

Earn a high, fixed interest rate for the length of time you select in a Certificate of Deposit.

We offer a wide variety of terms – 6 month, 1, 2, 3, 4, and 5 years, and ongoing specials including Save to Win and iSave

Please note:

  • It only takes $500 to get started on a regular CD.
    • Special certificates may have a higher or lower minimum starting amount, please see the links above for more details.
  • Regular certificates will automatically renew on their maturity date for the same term, at the current rate. 
  • Members receive a 10-day grace period to withdraw or make changes before a penalty will apply.
  • The credit union offers IRA CDs

You can apply in person at one of our four branch offices or call 586-466-7800, or add this product through Virtual Branch under the Self Service tab.

Other qualifications:

  • If the CD is closed before the maturity date, penalties will be assessed.
    • The penalty for a CD that has a term of less than one year is 90 days loss of interest.
    • The penalty for a CD that has a term of one year or longer is 180 days loss of interest.
    • The Credit Union does not offer partial withdrawals on certificates.
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