Drive Your Dream!

Do you need a new car? Let FreeStar Financial Credit Union get you the best rate on your auto loan. We'll review your credit report with you and give you the lowest rate possible and get you on the road quickly.

We will have your loan decision within 1-hour, or we'll pay you $25!

Call 586-466-7800 opt. 3 or visit a branch near you for more information.

All information can be faxed to our lending department at 586-258-0670.

Apply for an Auto Loan      Closing Checklist      Auto Loan Calculator 

New or Used Vehicles
Effective Date: January 1, 2019
TypeTermAPR* As Low As
Auto Loan (2016-2018) Up to 36 months 2.740%
Auto Loan (2016-2018) Up to 60 months 2.990%
Auto Loan (2016-2018) Over $15,000 Up to 72 months 3.240%
Auto Loan (2016-2018) Over $25,000 Up to 84 months 3.490%
Used Auto (2013-2015) Up to 60 months 3.240%
Used Auto (2013-2015) Over $15,000 Up to 72 months 3.490%
Used Auto (2013-2015) Over $25,000 Up to 84 months 3.740%
Used Auto Loan - 2009-2012 Up to 60 months 3.490%
Used Auto Loan - 2009-2012 (over $15,000) Up to 72 months 3.740%
Used Auto Loan - 2009-2012 (over $25,000) Up to 84 months 4.490%
Used Auto Loan (2008 and older) Up to 60 months 4.740%
Used Auto (2008 and older) Over $15,000 Up to 72 months 4.990%
*APR=Annual Percentage Rate. Rate is “as low as” and may change based on credit history, term and other determining factors. Payment example: A loan of $15,000.00 at 2.99% for 60 months would have a payment of $269.79. Rate is subject to change at any time without notice. Equal Opportunity Lender.
**Members with checking account with direct deposit may be eligible for a loan discount of 0.25% APR.

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FreeStar Financial Credit Union will contact you for additional information to best serve your financial needs. The Credit Union may obtain a credit report to better identify areas in which you could receive better interest rates and potentially save money. All credit offers will be subject to credit score and complete analysis. FreeStar Financial Credit Union will not share information with other organizations.

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First-time Auto Buyer?

What is a first-time buyer? Someone who is looking to finance their first new or used automobile. Even with limited or no credit you may qualify!

Buying your first car without a co-signer is possible at FreeStar Financial Credit Union.

First-Time Auto Buyer Program

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