We have the solutions to get you there!

Chances are you've added some debt over the holidays. We can help shed that unwanted debt by refinancing. Each situation is unique and our loan experts can find a solution that fits you. 

Personal Loan is fast and easy

  • With just your signature you can secure the loan
  • Get your approval within an hour
  • You may qualify for up to $25,000
  • Payments will be spread over 60 months
  • With fast approval and same day funding, you can get peace of mind to resolve your needs.

OR

A Home Equity Line of Credit (HELOC). If you've had your home for a while, chances are you have built up equity or value.  A HELOC has a fixed, low-interest rate and can be used for:

  • Debt Consolidation
  • Home Improvements
  • College Tuition
  • Wedding Expenses
  • Vacation
  • Rainy day fund
  • The sky's the limit!

Benefits of a FreeStar Financial HELOC include:

  • Borrow up to 95% of your home's value
  • No annual fee
  • No minimum draw required
  • No prepayment penalties

The HELOC rate is guaranteed for 5 years and adjusts every 5 years after that. There is a 10-year period to withdraw funds and monthly payments are calculated based on a 15- year repayment. You only pay on what you borrow. A HELOC is a great safety net to carry you through life.

Apply online, call 586-466-7800 opt. 3 or visit one of our branches today!

Personal Loan
Effective Date: March 1, 2019
TypeTermAPR* As Low As
Unsecured up to $15,000 Up to 60 months 8.990%
Unsecured $15,001 - $25,000 Up to 60 months 10.490%
Minimum loan $300. Total aggregate of $25,000 unsecured debts per borrower, $50,000 per joint borrower.
*APR=Annual Percentage Rate. Rate is “as low as” and may change based on credit history, term and other determining factors. Payment example: A loan of $5,000.00 at 8.99% APR for 60 months would have a monthly payment of $104.14. Rate is subject to change at any time without notice. Equal opportunity lender.
Please call 586-466-7800 opt. 3 for more rates or to qualify.

Home Equity Line of Credit
Effective Date: March 1, 2019
TypeAPR*
Adjustable every 5 years 5.500%
*A loan of $25,000 at 5.50% APR for 180 months would have a monthly payment of $204.00. Promotional rate is subject to change at any time without notice. Equal opportunity lender. NMLS #411386

Apply Now

*Credit limits and terms are determined by qualifying factors such as income, credit score, and repayment history of the borrower(s). Maximum loan limit for fixed credit terms are $25,000 and based on eligibility. Revolving credit lines are limited to a maximum of $25,000 per borrower based upon eligibility.

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TERMS AND CONDITIONS:

FreeStar Financial Credit Union will contact you for additional information to best serve your financial needs. The Credit Union may obtain a credit report to better identify areas in which you could receive better interest rates and potentially save money. All credit offers will be subject to credit score and complete analysis. FreeStar Financial Credit Union will not share information with other organizations.

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